Apply for Loan – How to Apply for Loan in Lagos

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Apply for Loan – How to Apply for Loan in Lagos

Apply for Loan – How to Apply for Loan in Lagos  –  Apply for Loan? Yes you can apply for loan only if you reside in Lagos, Nigeria. Do you know you can be given a loan for you Business? Are you ready to take your business to the next level? Does your business need between N500,000 and N5 million to grow?  Read on…Apply for Loan - How to Apply for Loan in Lagos

This article is for Entrepreneurs, Small and medium Enterprise, a micro Enterprise and micro Enterprise start-up Owners that are living in Lagos, Nigeria.You will get all the necessary information needed for you to get a loan to make your business grow and flourish. Lagos state has put in place this program to help business owners to do and to grow their business effectively so be a part of the change to the future of the Lagos Economy. This is made possible with the program called ”Lagos State Employment Trust Fund”

All you need to know before you apply for Loan.

Before you can apply for loan, you must know the category you fall into. Below are the different categories which you must know before you apply for loan:

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Category 1

Small and Medium Enterprise Owner

Category 2

Micro Enterprise Owner

Category 3

Micro Enterprise Start-Up

Questions to ask oneself to know the Category you fall into to apply for loan

Apply for one of our loan programmes.

For: Small and Medium Enterprise Owner

  • Are you a Small and Medium Enterprise Owner?
  • Do you have a registered company, with CAC and personal tax registration details?
  • Do you reside in Lagos, have a LASRRA ID, have a Federal Government issued ID card,
    have two people to guarantee your loan and will hire new employees?

For: Micro Enterprise Owner

  • Do you have your personal tax registration details?
  • Reside in Lagos, have a LASRRA ID, have a Federal Government issued ID card
    and have a person to guarantee your loan?
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For: Micro Enterprise Start-Up

  • Do you have relevant training certificates?
  • Reside in Lagos, have a LASRRA ID, have a Federal Government issued ID card
    and have a person to guarantee your loan?

We have all gone through the above Categories and the questions and you have also known the Category you belong.

Required Documents to apply for loan


The following documents need to be uploaded along with your application:

SME (Small and Medium Enterprise)

  1. Photograph
  2. Official Government Identification
  3. Evidence of Company Incorporation (CAC Certificate)
  4. 2 – Notarized Guarantor Forms

ME Start-Up (Micro Enterprise Start-up)

  1. Photograph
  2. Official Government Identification
  3. Training Certificate
  4. 1 – Notarized Guarantor Form

Please note that you will require your LASRRA and Tax Identification Number while filling the form. Also note, your Notarized Guarantor should have his/her LASRRA and Tax Identification Number.

How to Apply for Loan

Go to https://www.lsetf.ng/loan-programs and choose the Category you fall to apply for loan.
N.B: Read about the guidelines for application here
If you know that you have not done LASRRA registration, It’s simple and Registration is still on and is free.  Just visit http://www.lagosresidents.gov.ng/home/
Or contact LASRRA Rep: Kayode Abdul Dania Work – 0815 068 1172 Mobile – 0906 000 0024.

Good Luck.

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